Founder and President Scott Crutchfield has devoted his life to serving others. A veteran of the United States Air Force, Scott spent decades guiding clients toward building wealth safely and effectively as a trusted financial advisor. He draws on his wealth of experience working with several trusted financial institutions to help customers take control of their money and their future. In 2006, Scott started Wellington Capital Reserve, based on the Nelson Nash Infinite Banking Concept. This powerful strategy has empowered hundreds of clients to create their own banking system on their own terms. Scott and his team at Wellington Capital Reserve provide a wide range of services, including:

• Client education
• Income and expense analysis
• Employment benefits
• Cash management
• Retirement planning
• Insurance review
• Higher education savings
• Estate planning
• Personal property analysis

Based in Traveler’s Rest South Carolina, Scott has four children and five grandchildren and loves spending time with them whenever he can.

Since 1993, Lawrence has been helping families and business owners make wise insurance decisions. Working exclusively in the life and health insurance markets, he has assisted hundreds of clients in protecting themselves, their families, and their employees from life's surprises. As a young boy who lost his father unexpectedly in 1969, he was the beneficiary of his father's wise planning. He is well versed in Life Insurance, Long Term Care planning, Medicare, and employee benefits. Lawrence loves how the Infinite Banking Concept gives his clients satisfaction and peace of mind, along with financial independence. Lawrence is married and has two children. He enjoys playing tennis, working out, and traveling internationally.